Oswald applied for a loan from pointe lenders. pointe's reasonable cost of checking oswald's credit will be considered as part of the financing charge when determining whether pointe's rate of interest exceeds that allowable under the usury statute. true or false?

False

Explanation:

A legal rate of interest is known to be the highest chargeable interest rate that is accepted legally for any type of debt and it is compulsory for lenders to adhere to this. Although this debt applies to all debt types, there are some debts that can be accompanied with higher legal than others. When determining rate of interest, there are things that are considered such as; Credit score, loan amount, loan-to-value ratio, and the purpose of the loan. Reasonable cost of checking credit is not one of the factors and hence the correct option is False.

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