Please help im sorry that it's 4 problems

Acredit card advertises an annual interest rate of 23%. what is the equivalent monthly interest rate?

If the value of x increases by 5, how does the value of m(x + 3) change? a) it increases by 5m. b) it increases by 8m. c) it decreases by 5m. d) it decreases by 8m.

Four individuals pool money together to start a new business and agree to split the profits equally. n invests $6,000, x invests $2,000, y invests $8,000 and z invests $4,000. if the profits for the first month were $100,000, y receives than if the profits were divided in proportion to how much they invested.