Which results are more likely for someone without personal finance skills? select three options. higher tax rates less preparation for emergencies fewer utility expenses simple long-term investment strategies increased long-term challenges

Personal finance skills are an individual's way of financing his or her accounts keeping in mind the most significant aspects like -money, property and investment. These skills improve an individual's quality of life.

Hence, a person who does not know these skills gradually result in the following -

1. higher tax rates -  A person without personal finance skills will not be able to save his taxes. He does not know about various investment options that can save his tax.

2. less preparation for emergencies - A person lacking these skills will not timely manage his accounts and if an emergency occurs, he might not have money to surpass that emergency.

3. increased long-term challenges - A person who does not invest timely and in the right things can end up not earning any money from these investments. Hence, he will not be prepared for further challenges that will come once he ages. He cannot have enough money by the time he retires.

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