In 1916, the federal government passed a law that allows national banks to sell insurance in towns with a population of less than 5,000. in 1974, florida passed a law prohibiting insurance agents from associating with financial institution that are owned by or affiliated with a bank holding company. a bank located in a small florida town is affiliated with a national bank. this bank wants to sell insurance agents. can the bank successfully challenge the florida prohibition as being preempted by the federal law? explain your reasoning