When a credit union gives permission to another credit union to use their branches for members to make deposits and cash checks, the credit union is considered .

an acquirer

a member-owner

a stock holder

an issuer

A. member-owner

Explanation: Member-owner is a term used to describe the situation where a credit union or other financial services Organisations gives permission to another credit union or financial services Organisations to use its services to carry out transactions,it is usually accompanied by certain fees. The services may include the use of its office, equipment or other facilities etc to do transactions. Most credit unions transact Businesses through member-owner system it helps to facilitate cordial Relationship between Business owners.

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i believe your answer is d)