What factor has led to a shortage of drinking water in recent times?
1. depletion in groundwater
2. increase in salinity in water
3. wetland restoration
4. reforestation
5. increase in marine life

i do not know if this question has options, but a main impact of the federal reserve act of 1913, which created the federal reserve bank, was the international use of the u.s. dollar, which soon became the world's leading currency - particularly during world war i, since many nations around the world asked the united states for money.