4 At age 63, Donald knows the odds of him finding a new job after being laid off are not in his favour. He therefore accepts the idea of forced retirement. However, to make it work, Donald is looking for ways to lower his expenses. He
has $250,000 in coverage, on which he pays annual premiums of $7,000. Donald has accumulated a cash surrender
value (CSV) of $120,000 over the years. He wants to keep enough insurance to cover his final expenses, but anything
beyond that he considers an extra bonus for his heirs.
Which non-forfeiture option would be the best fit in Donald's situation?

Read the following paragraph, and choose the best revision for one of its sentences.dr. blake is retiring at the end of the month. there will be an unoccupied office upon his departure, and it is big in size. because every other office is occupied, we should convert dr. blake’s office into a lounge. it is absolutely essential that this issue is discussed at the next staff meeting. (a) because every other office is occupied, it’s recommended that we should convert dr. blake’s office into a lounge. (b) because every other office is filled, we should convert dr. blake’s office into a lounge.