Fama and French (1992) found that the stocks of firms within the highest decile of book-to-market ratios had average monthly returns of , while the stocks of firms within the lowest decile of book-to-market ratios had average monthly returns of . A. greater than 1%; greater than 1% B. greater than 1%; less than 1% C. less than 1%; greater than 1% D. less than 1%; less than 1% E. less than 0.5%; greater than 0.5%

Rosie and her brother michael decided recently to purchase an rv together. they both want to use the rv to take their families camping. the price of the rv was $10,000. since michael expects to use the rv 60% of the time and rosie 40% of the time, michael contributed $6,000 and rosie contributed $4,000. their ownership percentage equals their contribution percentage. which type of property titling should they use to reflect their ownership interest?