First Fidelity Insurance received a call from Second Fifth Bank regarding Margaret Gessner, a former Fidelity employee. Gessner had been fired for embezzlement. Can First Fidelity disclose such information? Must First Fidelity disclose it?

Explanation:

First Fidelity insurance is obligated by law to pass/give accurate information about an employee's abilities and characteristics as regards to performance at the place of work regardless if he/she is a current employee or a former employee.

Fifth Bank calling First Fidelity about an ex- employee that they would like to employ is one step that Fifth Bank would take in order to determine the credibility and trustworthiness of their prospective staff and First Fidelity disclosing the information that Margaret Gessner embezzled funds while working with them will help Second Fifth Bank make the best decision as regards employing her

answer; /// i do believe the correct answer is (possession utility);

answer; institution based;