10 POINTS! No unhelpful answers please. (Final Exam) Provide four examples of why earning a high school or college degree is valuable. Also provide a definition of financial stability.

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Top 10 Reasons Why College is Important

August 2, 2017

Susan BogleSusan Bogle

Associate Vice President of Product Marketing

Why Is College Important?

College is important for many reasons, including long-term financial gain, job stability, career satisfaction and success outside of the workplace.

With more and more occupations requiring advanced education, a college degree is critical to your success in today's workforce. But earning an accredited college degree can also have a significant impact on other areas of your life.

1. College graduates earn more on average.

According to the U.S. Bureau of Labor Statistics (BLS), workers with a bachelor's degree earned an average of $468 per week than workers with only a high school diploma - a higher salary that can add up over the course of your lifetime. A 2015 report from the U.S. Department of Education found the average worker with a bachelor's degree may earn approximately $1 million more than a worker without a postsecondary education.

2. Workers with a college degree are less likely to face unemployment.

In addition to the potential to make more money, earning your college degree could also lead to more career stability. According to BLS data, just 2.2% of workers with a bachelor's degree are facing unemployment, compared to 4.1% of workers with only a high school diploma.

3. College graduates are more likely to experience job satisfaction.

A 2016 Pew Research report found that 77% of workers with a post-graduate degree and 60% of workers with a bachelor's degree believe their job gives them a sense of identity, versus just 38% of those with a high school diploma or less. Workers with a bachelor's degree or more advanced education were are also significantly more to say their job is a career, with 70% viewing their job as a career compared to just 39% of workers with no college education .

4. A college degree can boost your financial savvy.

Working-age adults with bachelor's degrees are 9.4 times more likely to have a bank account than those with a high school diploma as their highest level of education, according to a 2016 report from the Lumina Foundation.

College-educated adults were also less likely to have used expensive forms of credit. Just 2.3% of college-educated adults used pay-day and tax refund loans within the last year, compared to 9.2% of high school graduates without a college education.

5. College degree holders are more likely to be homeowners.

A 2016 report from real estate company Zillow found that 75% of all home buyers were college-educated in that year, compared to just 11% who had a high school diploma only and 14% who attended some college but did not earn a degree

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