All goals for savings should be a. long-term b. obtained within a three-year time frame c. typical of the life cycle pattern d. realistic, specific, and measurable

d. realistic, specific, and measurable

Explanation:

WHen you are doing or planning saving goals you have to keep them realistic, what does this mean?, that if you have an income of $100 a week, you can´t be planning on saving $250 a week if you have no way to gather them, they have to be specific, meaning that you´ll out yourself an amount and a time frame to do so, and they have to be measurable, meaning that you have to put attention on how much you are saving and have that in mind.

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answer; inductive techniques;