Which statement is true of a treaty? a. it has to be approved by the united nations. b. it applies to governments but not to ordinary citizens. c. it must be ratified unanimously by the u. s. senate. d. it legally binds the nations that agree to it.

Emma lives on a tight budget. she saves money and also makes intelligent choices when spending it. which statements describe emma's financial skills? select three options.emma is more prepared to meet her basic needs.emma is better prepared to avoid financial setbacks.emma is better able to avoid accumulating assets.emma is more prepared to face emergencies.emma is better able to avoid financial decision-making.