Ais a category of loan in which the borrower must pledge some sort of asset as collateral (car, home, etc) for failure to repay the loan.

well since twins have about the same dna they dont have one think in common which is the figer print. nobodys fingerprint is the same. if your using twin you would most likely get around the same results for both of them because of the genetics.. i hope this

answer; the government can clearly justify the restriction;