why do many people consider the gatekeeping function of journalism substantially weaker than it used to be?

What do you call places that belong to united states but arent states

The banking act of 1933, also known as the glass-steagall act, established the federal deposit insurance corporation (fdic), which a protected banks from failure by ensuring that the government would bail them out if necessary. b required american taxpayers to establish an account with a commercial bank. c protected depositors from financial losses when banks failed.

Statement best describes the main reason behind the establishment of government in the early river valley civilization‘s