An annual percentage rate, or APR, represents how much interest is paid over a year.
interest is paid over many years.
principal is paid over a year
principal is paid over many years.

interest is paid over many years.

hello,

question- above

answer- your correct answer is actually college a. because college a has a good price loan and graduation rate. you have to compare it with other values also , that how many students graduated and how many from them have repaid the loan ( default loan rate ).

important- if my answer did mark me as brainliest you and have the best day ever!