NEED HELP FAST PLEASE

Banks offer services such as checking and savings accounts. what do banks do with most of the money they receive in deposits from customers? a) they loan it out to other customers. b) they spend it on new banks in other places. c) they keep it in a locked, secured vault in the bank. d) they send it to the federal reserve in washington, d.c.

According to the article,"social credit" is question 3 options: an experiment to people talk on-line a farming experiment that hurt people under mao ze dong using someone else's data from the internet, to give or take away things such as the right to buy an airline ticket a credit you get in china for having friends in real life, and not just on social media

Xplain one benefit and one risk of making voting mandatory in the united states.