In economics, the term scarcity refers to: A. the financial risks involved with starting a new business.

B. having more wants than available resources to fulfill them.

C. increasing the value of an asset by allowing it to grow over time.

D. borrowing more money than you can afford to pay back.

Gif the public and community loses trust in banks it affects the entire u.s. financial system. in order to keep this type of financial contagion from happening, the fed makes as needed short-term emergency loans, by acting as the lender of last resort. guides and regulates private deposit insurance programs to cover insolvent bank losses. decreases the money supply as acting lender of last resort.