HELP LOL What factor has the biggest impact on a credit score?

A. Having a variety of types of credit.

B. The number of years that you have used credit responsibly.

C. Your history of making payments on time.

D. The amount of money you owe on your credit cards.

Answer is B

Explanation:

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C, your history of making payments on time.

Explanation:

Making sure that you have a good credit score is important, because it tells companies how much they can trust you, and if they can trust you at all. If you have a worse credit score, they might not let you borrow as much money.

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