What is the following scenario an example of? ronny always locked his bike while he was in school, until his parents bought him bike insurance. after that he wasn't as worried about it getting stolen because he now had insurance, so he often forgot to lock it.
a. moral hazard
b. negative externality
c. public good
d. public choice theory

Which social media guideline defines what to do if you find a fabrication on a social media site?

Acriterion for waiving informed consent is that, when appropriate, subjects are provided additional pertinent information after the study. in which of the following studies would it not be appropriate to provide subjects with information about missing elements of consent: a study in which researchers told students that they would be given a quiz after reading some study materials when the researchers did not intend to use a quiz, but were attempting to focus subjects’ attention on the material.a study in which subjects were told that they performed in the third quartile on an anagram task when in reality students were randomly assigned scores that were not related to their actual performance.a study in which subjects were assigned to study activities based on an undesirable or unflattering physical characteristic as assessed by members of the research team.a study involving decision-making games in which subjects were led to believe that they were interacting with another student in another room, but were actually interacting with a computer programmed to provide consistent responses to all subjects.

Chris, a master at office gossip and innuendo, says, "we know we have a corporate spy someplace in the organization, probably on the management team itself. there is no evidence that it is audrey. in fact, she's too clean, if you know what i mean. somebody should fire audrey; she's got to be the spy." by making this argument chris is actually engaging in (a) an appeal to emotion fallacy (b) a straw man fallacy (c) an appeal to ignorance fallacy (d) circular reasoning (e) an appeal to the mob fallacy