Both phoebe and connor are trying to maximize their lifetime income. each has a different plan on how to do it best.

phoebe claims that she wants a career with no college or trade school requirements because she could save the money for retirement rather than spending it on education. she estimates her average yearly salary at $35,000 a year with no post-secondary education requirements.

connor claims post-secondary education will him get a career with a higher salary and more benefits he can use in retirement so the education costs will more than pay for themselves. connor estimates his average yearly salary at $60,000 after earning a college degree.

which statement about their claims is correct?