Ethnic or other minority groups that live in a ghetto live in a rural human settlement that is smaller than a town small town surrounded by a larger town densely populated section of the city part of a city that is geographically defined

The answer to the question is the urban neighborhood for the first line and Jewish Ghetto for the second line.
Ethnic or other minority groups that live in a ghetto life in an "urban neighborhood". The rural human settlement that is smaller than a town small town surrounded by a larger town densely populated section of the city part of a city that is geographically defined Jewish Ghetto.

Ithink the answer you are looking for is (b).