Some banks offer variable rate loans with defined periods. for example, a variable rate loan might start at 3% and have the rate guaranteed not to increase for five years. this could be a rational loan option for a person if he or she

Which of the following statements describes the nature of "stigma" as it relates to welfare? a) society values individual characteristics such as self-reliance and a willingness to work hard, welfare recipients are seen as dependent and lazy. b) social welfare hs been polarized as a "moral category", and its related policy includes treating the poor in a dignified manner, as to highlight the responsible nature of the welfare recipents. c) the norm of reciprocity explains the societal obligation to make some return for the things received, welfare recipents are stigmatized because they are able to be seen as making appropiate contributions for the benefits they incur. d) the capitalistic nature of u.s. society stresses that those who work hard and have the ability will be rewarded with success, welfare recipients are equal to those who do not receive welfare because both groups of people deserve the benefits of success.

One of the great societal changes brought about by industrialization in europe was a. slavery. b. urbanization. c. ruralization. d. democracy.

Lyle is concerned about the difference between a company's salaries for its white workers and its colombian workers. in order to place economic pressure on the company, what does lyle need to do?