Why is it important to pay credit card bills on time and to pay all loans on time? How does this impact your credit score and why does your credit score matter?

if you wait too long to pay them off, you owe more money every time you don't pay them. the you credit score drops. if you don't have a good credit score, banks and other places won't lend you money in the future, because you would be known to not pay off your debt.

radiant energy is a form of kinetic energy only.(a)

swahili is an extremely rich and complex civilization, a set of ethnic groups articulated by a language and a series of cultural elements that fuse the african traditions, islam and indian culture. this growth was largely a result of the indian ocean trading network that brought in not just man-made riches, but also religious ideas, specifically islam, which had a significant impact on the local culture. furthermore, the development of the swahili language gave a common cultural unity to the people.