What is PYF? (Tell me what it stands for AND what it actually means).

{Hello Kirito here! i believe the answer is-}

Pay yourself first (PYF) means automatically setting aside money from each paycheck, as soon as you receive it, rather than waiting to see what, if anything, is left over to save at the end of the month. ... PYF works best if savings deposits are automatically deducted from one's paycheck

Explanation:

{Hope this helps you!}

a) which ethnic groups live in this community?

i just took test

answer; self-serving bias;