People who want to obtain From financial institutions can use their Rights to do so

People who want to obtain credit from financial institutions can use their property rights to do so.

Explanation:

Property right granted people with the ability to do whatever they want to the properties that they legally owned under their name. This include obtaining a credit.

Financial institutions will conduct an initial assessment to the borrowers before a credit is accepted.

Borrowers could put up their owned properties as a "collateral" that can be taken by the financial institution if they fail to pay their debt. This will made the financial institution become more likely to accept the credit proposal with low interest.

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