write two or three sentences describing how short-term and long-term investing options differ and when each is more appropriate

short term investment is any asset you hold for one year or less. Most investors hold short term investments for no more than a few months at a time, if not several weeks. A long term investment is any asset you hold for more than one year.

explanation:

may i ask what challenges?

my good sir, your answer here is "jvhrwekjhvbebebjb"

your welcome.