Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as?

The answer is C for PLATO.

Explanation: The risk-takers of this time were known as underwriters, or members. They would do what you described. They would take full responsibility. Would be given a premium in return.  

Hope this helps.

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