Idk this question (three) can someone help me do this. I have to watch this and I did but I didn’t understand still. Please help me.

Part b forty-year-old kyle wants to start investing for retirement. he wants to select a personal investment plan that will allow him to withdraw funds without paying penalties and taxes once he turns 59.5. which retirement plan should he choose? a. traditional ira b. roth ira c. 401(k)