Who lived in southern India before the Aryans were in the Indus River Valley.

The Indus Valley Civilization declined around 1800 BCE, and scholars debate which factors resulted in the civilization's demise. One theory suggested that a nomadic, Indo-European tribe called the Aryans invaded and conquered the Indus Valley Civilization, though more recent evidence tends to contradict this claim.

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time

the factors that the economies of the muslim empires prosper were:

1- land trade routes-located between three continents  

2- sea trade routes

trade contributed to the spread of muslim empires, and with that islamic culture led to a growing feeling of internationalism resulted in the transfer of technology, science, and other cultural forms.