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Banks offer services such as checking and savings accounts. what do banks do with most of the money they receive in deposits from customers? a) they loan it out to other customers. b) they spend it on new banks in other places. c) they keep it in a locked, secured vault in the bank. d) they send it to the federal reserve in washington, d.c.

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Before they can be published, scientific papers must be peer-reviewed. this means that: a) some other scientific experts read the papers and guarantee that they are true.b) some other scientific experts read the papers and provide quality control by eliminating many mistakes.c) an editor reads the papers, to make sure that all the semicolons are in the correct places.d) everyone in the world is given the opportunity to comment on the papers through a specially maintainedblog.e) government bureaucrats read the papers, to be sure that the papers do not insult the political positions ofthe current officeholders.