Newlyweds Andrew and Kimmie Briggs enjoy sparring over the details of life. They squabble good-naturedly over a game of Scrabble, the pronunciation of French words, and now, over the type of home loan they're getting on their first home. They know it's FHA, but neither is sure WHAT the FHA has to do with the loan. An FHA loan means:

the money insured by the FHA

Explanation:

An fha loan is federal housing administration loan. This type of loan is a mortgage loan which is insured by the fha. The requirement for this loan type is lower credit scores. And the down payment is also lower minimum. The lender who issues this type of loan must be fha approved. These loans are backed by the federal government.

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