What are the reasons behind the different rituals of different castes/ethnic groups?

What problem does obeng say that we have in the 21st century? 2. obeng argues that the pace of change has eclipsed the pace of learning. do you agree or disagree? why? 3. what is "smart failure" according to obeng?

The banking act of 1933, also known as the glass-steagall act, established the federal deposit insurance corporation (fdic), which a protected banks from failure by ensuring that the government would bail them out if necessary. b required american taxpayers to establish an account with a commercial bank. c protected depositors from financial losses when banks failed.

Which fundamental freedoms do citizens of both washington and the united states have in common freedom of education freedom to assemble freedom of earnings freedom of religion freedom of speech