Social Studies, 05.02.2020 04:48 marianunez348p2nyoe

The rate of return being offered by banks on money market accounts is 3% and increasing. which of the following might cause this to happen?

a)the federal funds rate has been held constant
b)the federal reserve lowered the federal funds rate
c)the federal reserve raised the federal funds rate
d)the rate of return on savings accounts is decreasing

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Answer from: 1234fatimasm

C) The Federal Reserve raised the federal funds rate

Explanation:

The federal funds rate is highly influential and often has a direct effect on for example the U.S. economy because it serves as a base for interest rates offered by various financial and credit institutions to businesses and consumers. Fluctuations in the prime rate – the interest rate that banks charge their most creditworthy customers for loans, lines of credit and mortgages – follow those of the federal funds rate, generally running a few points above.

Scenario

For example, a credit card company's customers with high credit ratings may receive the prime interest rate. If the federal funds rate is 2%, then the prime rate would be approximately 5%, as it runs about three points above the federal funds rate. If the federal funds rate gets lowered from 2% to 1.5%, the bank may lower the interest rate on the credit card accordingly.

Answer from: Quest

Ibelieve the answer is water and oil.

Answer from: Quest

Aunitary state is a form of state where power is concentrated and there is a single center of power that extends its actions throughout the territory of the respective state. this, through its agents and local authorities, delegates of that same central power, and in its majority; it can count on a single legislating apparatus; except for certain exceptions, which legislate for the entire country; a judicial power, which applies the current law to the entire territory of the state and within which a supreme court of justice is established, which has jurisdiction at the national level; a single executive power, that is conformed by all the governors (president, governors, mayors, etc.); and a single political constitution, which governs all the territory and to which all the authorities and inhabitants of the state are subject.a confederation (from the latin: confœderatĭo) consists of the union of states that retain their sovereignty and are governed by certain common laws. initially there was talk of "confederation" in the case of alliances, for this reason the word "confederation" is still used in non-governmental civil society institutions. for this reason, the term confederation is also used to describe any type of organization that combines the authority derived from other semi-autonomous entities. in this case, sports confederations can be cited as some examples. however, the word confederation takes much more relevance when it comes to some permanent alliance of states or some association or association of states.characteristics of a federal government system

a) written constitution. also known as magna carta and a necessity of the democracies that form federations to regulate the principles by which the government will be governed, because if they had to act without a body of specific laws would produce confrontations.

b) territorial division. federalism is constituted by the division of powers on the geographical basis of each territory.

c) decentralization. in a federal system there is both a central government and units of government lower than the central one, each making decisions regarding the provision of certain public services in their respective geographical jurisdictions.

d) supreme court of justice. to counteract the rigidity of the written constitution, judicial action is required to interpret said constitution and necessary changes can be made.

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The rate of return being offered by banks on money market accounts is 3% and increasing. which of th...

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