Even after a property goes into foreclosure, it is still possible for the borrower to reclaim the property as long as he or she produces the outstanding mortgage balance and all foreclosure costs incurred to that point. In a state such as Florida, this right may even extend beyond the date of the foreclosure sale. When this occurs, this right is more commonly referred to as

Statutory redemption

Explanation:

Foreclosure  can be define as a legal procedure through which a lender tries to get  the loan balance from a borrower whose payment for the loan taken has stopped and thereby compelling the outright sale of the asset that the borrower  has drop as a collateral for the loan.

Florida foreclosures are judicial in nature in the sense that the  lender must tender or file a lawsuit in state court. The lender must first start the procedure by filing a complaint with the court about the borrower and then the court will summon the borrower. The borrower usually is given an approximate 20 working days to file a reply with the court and if the borrower do not  file the reply that is the answer the court needs, then bank can thereby get a default judgment from the court of law

the answer to your question is,

d. when a child was born.

-mabel < 3