Why do finance companies charge higher interest rates on loans than banks do?

They are way more likely to approve a loan request to a singular person, while banks do way more checks and are usually out of bounds for smaller businesses.

~kinetic ~potential

explanation:

kinetic and potential energies would be types of mechanical energies.

muslims have taken his goods and products to different parts of asia an indonesia. sometimes just traveled and trade, but in other occasions, stayed in the place and made a living.

trade was the key for muslims economies to prosper. their commerce routes reached far places like malaysia and java in the 11th century.

another important factor for prosperity was that muslim states served as the middle point for european traders.

they used to travel by land but sailing the seas -the indian ocean- really increase the exportation of products.