Fee-based financial planners/brokers charge up-front fees for providing services and charge commissions on any securities trades or insurance purchases that they conduct on your behalf. True / False.

True

Explanation:

FEE-BASED financial planner/ broker do indeed charge upfront fees for providing services and charge commissions on any trades on a client's behalf.

Indeed if an advisor earns money through any other source apart from management fees, they fall under this category.

There is a chance for a conflict of interest here as the advisor may direct their client to stock or investments where they stand to make a profit even if it's not in the client's best interest.

no the answer is c only objects touching the earth's surface can be acted upon by an outside force

swahili is an extremely rich and complex civilization, a set of ethnic groups articulated by a language and a series of cultural elements that fuse the african traditions, islam and indian culture. this growth was largely a result of the indian ocean trading network that brought in not just man-made riches, but also religious ideas, specifically islam, which had a significant impact on the local culture. furthermore, the development of the swahili language gave a common cultural unity to the people.