What is the name of the life insurance policy that is written on the life of a minor, is owned and paid for initially by a parent, and whose face amount increases to 5 times its original amount at age 21

jumping juvenile policy

Explanation:

Based on the information provided within the question it can be said that the type of policy that is being mentioned is known as a jumping juvenile policy. Like mentioned in the question this is a life insurance policy that is bough by a parent but is meant for a child, and the main difference in this policy is that it's value increases by 5 times its original value when the child reaches 21 years of age, even though the premium stays the same.

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no because it could make the world a terrible place to live in.