Bev lives in the suburbs and works downtown. She drives to work, and her most direct route to work would require her to pass through an area where car-jackings and drive-by-shootings are common. Bev does not drive through this area. Instead, she uses a route which adds 10 minutes to her commute. Which risk management technique is Bev using with respect to the risk of injury while driving through the dangerous area?

The type of cloud shown here may produce heavy rainfall. this type of cloud most likely occurs in an area of the sub-saharan that is a) often dry. b) often wet. eliminate c) very windy. d) usually cool.

A“carpetbagger” would have been most likely to come from which state?

You are the on-duty desk sergeant at the local police station. a man walks in and says, "i killed someone and want to confess." you grab your digital voice recorder and direct the man to a chair. he sits down and tells the tale of what turns out to be a first-degree murder. you record every word, including the numerous instances in which you said, "uh- huh" and "i see." satisfied that the subject did, indeed, commit a murder, you place him under arrest. the confession is: