Which of the following statements about unsatisfied judgment funds is (are) true?
a. An accident victim must obtain a judgment against the motorist who caused an accident and must show the judgment cannot be collected.
b. The major disadvantage is that the negligent uninsured motorist is relieved of legal liability.

A. An accident victim must obtain a judgment against the motorist who caused an accident and must show the judgment cannot be collected.

Explanation:

To qualify for the compensation, the accident victim must obtain a judgment against the negligent driver and show that the judgment cannot be collected. The amount that can be collected is reduced by any other form of compensation such as worker compensation or other insurance. When a victim is compensated by the fund, the negligent driver must pay the fund or risk the loss of his driver license.