Fatima is described as having a proactive personality. What does this mean and what is the pre-requisite for it?

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time

limited access to education

answer; not counted as an offense known to the police;