Mcompletes an application for health insurance but does not pay the initial premium. all of these actions must occur before m's policy goes into effect except

policy is delivered

free-look period has expired

insurance company issues policy

initial premium is collected

All of these actions must occur before M's policy goes into effect except the expiry of the free-look period.

Explanation:

Soon after the application for the health insurance is submitted and accepted, the free-look period comes into effect. During this period, specifically, the buyer of the policy is not mandatorily required to pay the initial premium for the policy. This is the reason the period has been named as 'free-look period'. Hence, it can be said that M has not paid the initial premium because the free-look period has not expired yet.

Isay b but i'm not sure.