According to the physical examination and autopsy provision, who is responsible for paying the cost of examining the insured?

a. the insured
b. the insurer
c. the policyowner
d. the medical provider

b) The insurer

Explanation:

Insurer is the person or organization who is providing a insurance policy and paying claims to another person. Insurances is sold by these entities and buyer of insurance are known as insured

According to the Physical Examination and Autopsy provision, insurer can check and examine the insured party any time they prefer in case of pending claim.If there is the case where the insured person is dead then insurer can request for the autopsy process.This examining and autopsy process is done on the expenses of the insurer.

Other options are incorrect because insured is the one who is getting checked.Policy owner is also insured party and medical provider is not included in the policy.Thus, the correct option is option(b).

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