Experience rating utilizes in determining the rate the insurer will charge for group coverage in each year of coverage.

Texas’ gulf coastal plains are the western extension of the coastal plain extending from the atlantic ocean to beyond the rio grande. its characteristic rolling to hilly surface covered with a heavy growth of pine and hardwoods extends into east texas. in the increasingly arid west, however, its forests become secondary in nature, consisting largely of post oaks and, farther west, prairies and brushlands.

Do “sin taxes” work? buyers are much less interested in antiques than they were even a their owners prize comfort more than age.

The answer to this question is d