Resource allocation is a contentious process in most organizations because opportunities and requests for spending far exceed the available funds. this can lead to among organizational units, which makes it to objectively identify the best investments.

highly political competition; difficult              

Explanation:

           Resource allocation in organizations is the proper distribution and budgeting of the resources in order to achieve the organizational goal. It is the process of managing the assets and resources to support the goal of the organization.

           It is a highly controversial process in the organization there is always a miss match between the requests and opportunities and the funds that are available. As such there is likely to be political competition within the organizational different functions which will lead to make the investment process more difficult and contentious.

answer; /// the only one thats make little sense is (c) fair credit billing act;