In the united states, the bulk of health care spending is paid by health insurance companies. such a system is also called a third-party payer system where consumers of health care pay a nominal fee and the rest are paid by the health insurance provider. why might such a system lead to an inefficient outcome?

The correct answer is because the over-consume

Explanation:

The over-consumption of the services provided by health insurance companies are athe main reason of the inefficency of the system because in the end the consumer is paying a price that is below the standards for these services provided because of the nominal fee so the unbalance in the system's market ends up affecting the whole system in a very negative way, leading to an inefficient outcome.

mammals. mammals of the piedmont region live in several habitats such as wetlands, fields and forests. raccoons live across the state including the piedmont. they've adapted to environmental changes, including the loss of natural habitat.