Abank issues a debit memorandum to notify a depositor of:
a. a deduction to a depositor’s account
b. a deposit to the depositor’s account
c. a withdrawal through an atm
d. a check that was deposited in the account but was returned nsf
e. periodic payments arranged in advance, by a depositor

c. A withdrawal through an ATM

Explanation:

A debit memorandum is a notification that the bank uses to inform that there´s been a decrease in the customer's account, and according to the options that are given this happens when there is a withdrawal through an ATM, because the holder of the bank account is taking out money, then his balance account will decrease and as a consequence the bank will issue a debit memorandum.

option c

explanation:

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