Elizabeth is a middle-age female who is planning to purchase a new spring wardrobe with her credit card. after the salesperson runs her credit card, elizabeth is surprised to find out that it has been denied. she has no idea how this could have happened. she has a $20,000 credit limit and has a zero balance. elizabeth realizes that a crime had been committed against her. credit card fraud, such as what elizabeth suffered, is responsible for merchant losses of per year.

Credit card fraud, such as what Elizabeth suffered, is responsible for merchant losses of 1 billion per year.

Explanation:

The losses merchants are suffering due to fraud are increasing every year. They lose revenue to fraud; it is a challenge for merchants.  The industry is trying to develop fraud techniques to detect them through technologies. With the popularity of credit card rising even more, more opportunities to fraudsters to steal are made. Even though the cost is different to each entity, and depends on the situation.

productive most commonly means: achieving or producing a significant amount or result.

explanation:

productive can also mean:

these depend on how the word productive is used. most likely productive will mean   achieving or producing a significant amount or result.

the following men who did not in the unification of italy were.

a) giuseppe mazzini

c) alexander ll

the other two men were camilo cavour and giuseppe garibaldi they the unification of italy by yielding territories in the italian unification. in 1861 italy was declared a united-nation state under the sardinian king victor immanuel ll.