Janet was unable to obtain auto insurance in the voluntary insurance market. she was contacted by the state insurance department and notified that xyz insurance would be her insurer. the mechanism used in janet's state to provide auto insurance to high-risk drivers is a:

Automobile insurance plan.

Explanation:

High-risk drivers find it difficult to obtain auto insurance in the voluntary insurance market. The mechanism used in Janet's state to provide auto insurance in high-risk drivers is an automobile insurance plan. These plans were designed to provide auto insurance for high-risk drivers. The risk of this insurance is shared amongst all car insurance companies of the state that participate in the plan.

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