Jerry is a working-class black man with good credit. he needs to take out a loan to pay for some improvements to his house. several banks denied his request for a loan because the neighborhood he lives in is considered risky for real-estate investments. jerry is the victim of

Jerry is victim of institutional racism.

Explanation:

Institutional racism (also known as systemic racism) is a form of racism expressed in the practice of social and political institutions. It is reflected in strong differences regarding wealth, income, criminal justice, employment, housing, health care, political power and education, among other factors.

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jefferson hoped to establish trade with the native american people of the west and find a water route to the pacific. jefferson also was fascinated by the prospect of what could be learned about the geography of the west, the lives and languages of the native americans, the plants and animals, the soil, the rocks, the weather, and how they differed from those in the east.