In the stimulus or experience occurs before the behavior and then gets paired with the behavior.
associative learning
observational learning
operant conditioning
classical conditioning

In classical conditioning the stimulus or experience occurs before the behavior and then gets paired with the behavior.

Explanation:

There are two forms of associative learning, in which we connect two stimulus that occur together, these are operant and classical conditioning. Classical conditioning involves pairing a stimulus and an involuntary behavior or reaction. First the stimulus occurs before the reaction and then gets paired with it, in a way that, when conditioned, the involuntary behavior occurs when the stimulus appears.

answer: stupidity. they should wait till they can get reward money.

credit card number 4 is the right answer